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Jan 08 2009 5:35pm EDT
The 4.375% Fixed-Rate Mortgage
Remember all that speculation about the Fed trying to drive mortgage rates down to 4.5%? Well, they're pretty close: here's a screenshot from the Chase Home Mortgage website.
According to Bloomberg, these rates "are for borrowers with excellent credit who put 20 percent down" -- but even so, 4.375% is I think unprecedented in living memory. Is this rate available to people who have already paid off their home and just want to take out a cheap loan? That might well help to boost national spending.
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