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Apr 16 2008 6:41PM EDT

Extra Credit, Wednesday Edition

Here Comes the Next Mortgage Crisis: Add Mark Gimein to the list of people convinced that prime borrowers will walk away from their homes if they're underwater.

Fannie, Freddie Could Hurt U.S. Credit: S&P makes ominous noises about the USA's triple-A rating. But of course they won't actually downgrade.

Rent your office for the price of a coffee: Are we more productive when we work in coffee shops?

It ain’t easy getting to work by 8: On the laziness of reporters. Incidentally, for any PR people out there: no, I won't come to your breakfast meeting on the outlook for the global economy. I'm even less of a morning person than Scribbler A and Scribbler B.

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